The other day I received a letter in the mail saying I was owed a refund on my HUD loan, and for a small fee they could process it for me. At first I thought it was junk mail, but the following day I received another letter from a different person saying the same thing.

I decided to look around online and see what I could find out. After a short Google search I found the HUD/FHA website and used the quick form to search for my name.

Sure enough, I was there and a substantial refund was listed. A short phone call later and a nice lady on the phone told me they would send me the forms in the mail.

Here’s what I learned doing this.

1. You do not need to pay someone to process the loan for you. The hud.gov website is very easy to use and the customer service representative on the line is very helpful. There is no reason to pay a 3rd party to do this for you.

2. See number 1. Honestly, it took me 10 minutes to find out I had a refund and place the call. There was no wait time to talk with someone from the HUD office and it is extremely simple to start the process.

Why not see if you have a refund waiting for you?

http://www.hud.gov/offices/hsg/comp/refunds/