1. Track your money. I use Mint.com for managing my finances. Mint lets you track your spending habits, create spending categories and budgets. If you use Mint, all of your previous transactions can be imported into their software for easy tracking.
2. Spend less. Look at your budget and see what you can cut back. Is it the $5 latte? The $6 lunch at work? $20 at the movies? Look for simple every day ways to save. Instead of buying lunch at work, bring one with you. Instead of going out …

William Polley has a great graph showing job loss data for the last 50 years. Some of you might have seen Nancy Pelosis scare chart showing that the current job loss is pretty bad. But look what happens when you compare it with what we’ve seen before: