The other day I received a letter in the mail saying I was owed a refund on my HUD loan, and for a small fee they could process it for me. At first I thought it was junk mail, but the following day I received another letter from a different person saying the same thing.
I decided to look around online and see what I could find out. After a short Google search I found the HUD/FHA website and used the quick form to search for my name.
Sure enough, I was …