When I was in college I took a First Responder class that taught us the basics of saving a life. We learned how to deliver babies, care for accident victims and deal with natural disasters. One of the key focuses when dealing with any injury or emergency situation is to stabilize the patient.
If I look at my debt as a sickness or injury then the steps to cure the patient are fairly straightforward.

Part of my strategy to eliminate my $27k in debt is to figure out where my money went! Its too easy to swipe your credit card at the gas station and not even think of where the money goes. Then at the end of the month, you open your card statement and are shocked at a $500 bill! You think, what did I buy that cost $500?!
Then it hits you, almost all of those purchases were doodads.
I’ve been looking through my credit card bills and realized that I have spent …

Getting out of debt is tough work, one of the ways I will accomplish this is to use my money wisely. After a lot of research I have came up with a list of the top 4 high yield savings accounts. I will be investing a portion of my paycheck into these accounts each month. My goal is to invest at least $200 per month into these accounts for the next 10 years. After 10 years with an interest rate of 4.6% I should have almost $30,000 in my savings …

Part of my struggle with credit card debt is a result of impulse buys. Ive spent an average of over $5,000 a year on useless doodads.
A doodad is nothing more then a needless expense. A snack from the vending machine, junk food at the movies, that remote control helicopter you just had to have, all of these are doodads.