1. Track your money. I use Mint.com for managing my finances. Mint lets you track your spending habits, create spending categories and budgets. If you use Mint, all of your previous transactions can be imported into their software for easy tracking.
2. Spend less. Look at your budget and see what you can cut back. Is it the $5 latte? The $6 lunch at work? $20 at the movies? Look for simple every day ways to save. Instead of buying lunch at work, bring one with you. Instead of going out …

The other day I received a letter in the mail saying I was owed a refund on my HUD loan, and for a small fee they could process it for me. At first I thought it was junk mail, but the following day I received another letter from a different person saying the same thing.
I decided to look around online and see what I could find out. After a short Google search I found the HUD/FHA website and used the quick form to search for my name.
Sure enough, I was …

Want to save money but don’t know how?  Feel like depriving yourself when it comes to saving money?  Don’t be disheartened.  Try these five money saving ideas, without breaking up a sweat!
Reduce or eliminate magazines.  If you are a typical American family, your mailbox gets its regular fill of magazines: business, sports, home and garden magazines.  Can you imagine how much each of these subscriptions cost?  Annually, it is an average of about $20 per magazine.  If your family is subscribed to 5 different magazines, that’s already $100 savings per …

My Jeep gets an average of 12mpg and I can go about 160 miles per tank of gas. It’s pretty bad, Im usually spending $45+ each fill up. Ive been thinking about buying a newer car that gets 24+mpg so I could save on gas money. It sounds like the smart thing to do, spend less on gas, save more money. Right? Guess what, I was wrong.