1. Track your money. I use Mint.com for managing my finances. Mint lets you track your spending habits, create spending categories and budgets. If you use Mint, all of your previous transactions can be imported into their software for easy tracking.
2. Spend less. Look at your budget and see what you can cut back. Is it the $5 latte? The $6 lunch at work? $20 at the movies? Look for simple every day ways to save. Instead of buying lunch at work, bring one with you. Instead of going out …

William Polley has a great graph showing job loss data for the last 50 years. Some of you might have seen Nancy Pelosis scare chart showing that the current job loss is pretty bad. But look what happens when you compare it with what we’ve seen before:

Here are several Excel spreadsheets that you can use to plan your budget and investments

The other day I received a letter in the mail saying I was owed a refund on my HUD loan, and for a small fee they could process it for me. At first I thought it was junk mail, but the following day I received another letter from a different person saying the same thing.
I decided to look around online and see what I could find out. After a short Google search I found the HUD/FHA website and used the quick form to search for my name.
Sure enough, I was …

You may remember that about 2 months ago I started a wordpress theme site called Themes That Don’t Suck
The site has been averaging about 100 visitors a day and around 3,000 each month. Revenue has been kind of slow, but I guess that is to be expected with the number of visitors. Adsense only brought in a few dollars while the affiliate sites I have listed brought in $11. Im using E-Junkie to advertise other WordPress themes. I was skeptical that someone would actually click on them and purchase a …